• Instagram
  • Facebook Social Icon
  • LinkedIn Social Icon

Enhanced Benefits Insurance Solutions, Inc. CA License No. 0L88502



Enhanced Benefits Insurance Solutions, “EBIS” for short, was created out of a need to simplify enhanced voluntary benefits while still creating solutions that fit the needs of our broker partners and clients.


  • LinkedIn Social Icon

Jack Holder


It was evident early on that Jack loved entrepreneurship. He believes that inspiration came from first watching and later, at age 16, working alongside his amazing grandparents to learn how to run a business. And there a passion was born.

After graduating from PSU, and a slight detour, America's finest city beckoned. Without a job or place lined up, Jack drove to sunny San Diego. After many interviews and thorough consideration, Jack decided to take a chance on insurance because it gave him the opportunity to help solve real problems.

He enjoys fishing, the outdoors and brewing his own beer. Fun fact: Jack worked and lived on a ski resort and a cruise ship. 

License No. 0E74519

  • LinkedIn Social Icon

Jackie Holder

Vice President Operations

Jackie has over 11 years enhanced benefits experience, gravitating towards industry and indirect technical advancements.  That interest and her out of the box thinking allowed her to grow to a top 0.4% nationally recognized carrier rep before co-founding Enhanced Benefits Insurance Solutions.

She moved to San Diego to obtain her Bachelors of Science degree in Business Management from San Diego State University. After graduating, she couldn't bring herself to move away from the great weather. Jackie is the mother of two lively girls, on the PTA board and involved with Girl Scouts. In her free time, she enjoys time with her family, baking, puzzles and a fierce game of billiards.

License No. 0F93577

  • LinkedIn Social Icon

Heather Siems

Vice President Sales

With over 10 years in the enhanced benefits space, Heather has a passion for working with people to protect themselves and their families. Through her tenure with one of the leading voluntary benefits companies in the industry she lead a high performing team for over 5 years.

As an active member of the San Diego Health Underwriters Association (SDAHU), Heather enjoys working with local broker partners to expand their business and bring additional value to their clients. When she is not working, Heather enjoys spending time with her two young children, yoga and time with friends. Some of her greatest accomplishments include her degree in both Biology and Psychology and starting the ASU Dancing Devils dance team in 2002, which is still thriving today.

License No. 0G54263

  • LinkedIn Social Icon

Jessie Diaz

Account Manager

Jessie has three years experience in the insurance industry, stumbling into this role as a way to help fill her free time and still help people.

Originally from Texas, she moved to San Diego for her husband's military assignment but quickly grew to love the weather and culture that San Diego has to offer.  Being a military spouse, change is her norm, though she has been lucky enough to call San Diego home for the past 8 years and plans to keep it that way.  Jessie is the mother of two rambunctious kids involved in every activity in the book. When she is not volunteering at their schools or between their activities, she enjoys reading, baking, baseball and competing in cross-fit competitions.

License No. 0K42899

Stephanie Deran

Account Manager

Stephanie has a passion for helping people that radiates from her core. She has 25 years of customer service experience over a range of positions, instinctively working to resolve any challenge she's presented with.

An avid leader within her church and dedicated community volunteer, helping people is what drove her to succeed in insurance for the past 10 years. 

Stephanie and her husband Erik are both native San Diegans, celebrating ten wonderful years of marriage. Stephanie is a poki bowl connoisseur, loves the beach, cooking, her three adorable cats and studying the bible.

License No. 0G85831